:root{
--navy:#0B1B2B;--navy-2:#122740;--navy-3:#1B3858;--ice:#EAF2F9;--ice-2:#F4F8FB;--border:#D8E2EC;
--text:#0B1B2B;--muted:#44586C;--white:#fff;
--accent:#C2410C;--accent-dk:#9A3412;--accent-hi:#FF8A4C;
--font-head:'Barlow Condensed','Arial Narrow',Arial,sans-serif;--font-body:'Barlow',Arial,Helvetica,sans-serif;
--container:1180px;--radius:14px;--shadow:0 1px 2px rgba(11,27,43,.06),0 8px 24px rgba(11,27,43,.07);--shadow-lg:0 14px 40px rgba(11,27,43,.12);--trans:.2s ease}
*,*:before,*:after{box-sizing:border-box}
html{scroll-padding-top:90px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);font-size:17px;line-height:1.65;color:var(--text);background:var(--white)}
img,svg{max-width:100%;height:auto}
img{display:block}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.005em;line-height:1.12;margin:0;color:var(--navy)}
h1{font-size:clamp(2rem,4.6vw,3.25rem);font-weight:800}
h2{font-size:clamp(1.55rem,3vw,2.2rem);font-weight:700}
h3{font-size:clamp(1.2rem,2vw,1.45rem);font-weight:700}
p{margin:0}
main p+p{margin-top:14px}
main p,main li,main td,.site-footer address{overflow-wrap:anywhere}
.twocol>article{min-width:0}
h2+p,h3+p{margin-top:14px}
a{color:var(--accent-dk);text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--accent-hi);outline-offset:2px}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-9999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;z-index:10000;border-radius:6px}
.skip-link:focus{left:8px}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:#fff;font-weight:700;font-size:1.0625rem;padding:15px 28px;text-decoration:none;border-radius:6px;border:2px solid var(--accent);min-height:48px;transition:background var(--trans),transform var(--trans)}
.btn:hover{background:var(--accent-dk);border-color:var(--accent-dk);color:#fff}
.btn-alt{background:var(--navy);border-color:var(--navy);color:#fff}
.btn-alt:hover{background:var(--navy-3);border-color:var(--navy-3);color:#fff}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.7);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn-light{background:#fff;border-color:#fff;color:var(--navy)}
.btn-light:hover{background:var(--ice);border-color:var(--ice);color:var(--navy)}
/* topbar + header */
.topbar{background:var(--navy-2);color:var(--ice);font-size:.875rem;padding:8px 0}
.topbar-inner{display:flex;justify-content:space-between;gap:16px;align-items:center}
.topbar a{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}
.topbar-loc{opacity:.9}
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px 0 var(--border)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.logo{display:block;flex-shrink:1;min-width:0}
.logo img{height:38px;width:auto}
.nav-links{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}
.nav-links>li>a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.9375rem;padding:10px 0;display:inline-block}
.nav-links>li>a:hover{color:var(--accent-dk)}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:-16px;min-width:290px;padding:8px 0;margin:0;list-style:none;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--trans),visibility var(--trans),transform var(--trans);z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:9px 18px;color:var(--navy);text-decoration:none;font-weight:600;font-size:.9375rem}
.dropdown a:hover{background:var(--ice);color:var(--accent-dk)}
.dd-arrow{font-size:.7em;margin-left:3px}
.nav-links .nav-cta{background:var(--accent);color:#fff;padding:11px 20px;border-radius:6px;font-weight:700}
.nav-links .nav-cta:hover{background:var(--accent-dk);color:#fff}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:transform var(--trans),opacity var(--trans)}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(340px,88vw);background:#fff;z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:20px 22px 32px;visibility:hidden}
.mob-drawer:not([hidden]){transform:translateX(0);visibility:visible}
.mob-drawer[hidden]{display:block}
.mob-drawer ul{list-style:none;margin:44px 0 0;padding:0}
.mob-drawer li a{display:block;padding:13px 0;font-size:1.0625rem;font-weight:600;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--border)}
.mob-drawer .drawer-sub a{padding-left:16px;font-weight:500;font-size:1rem}
.mob-drawer .drawer-label{display:block;padding:16px 0 4px;font-size:.8125rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700}
.mob-drawer li a.drawer-cta{background:var(--accent);color:#fff;text-align:center;border-radius:6px;margin-top:18px;border-bottom:0}
.drawer-close{position:absolute;top:10px;right:10px;width:44px;height:44px;border:0;background:none;font-size:1.5rem;cursor:pointer;color:var(--navy)}
.mob-overlay{position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:9998;opacity:0;visibility:hidden;transition:opacity var(--trans),visibility var(--trans)}
.mob-overlay.visible{opacity:1;visibility:visible}
/* hero + pagehead (gradient fallback, photo drops in with .has-hero) */
.hero,.pagehead{position:relative;isolation:isolate;color:#fff;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 55%,var(--navy-3) 100%);overflow:hidden}
.hero:after,.pagehead:after{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(50% 70% at 85% 100%,rgba(255,138,76,.14),transparent 70%)}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(11,27,43,.92) 0%,rgba(11,27,43,.78) 55%,rgba(11,27,43,.55) 100%)}
.hero{padding:72px 0 80px}
.hero-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1,.pagehead h1{color:#fff}
.hero-sub{font-size:1.125rem;color:var(--ice);max-width:560px;margin-top:18px}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);color:#fff;font-weight:700;font-size:.8125rem;letter-spacing:.04em;padding:7px 14px;border-radius:100px;margin-bottom:18px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--accent-hi)}
.badge-alt{background:#fff;border-color:#fff;color:var(--navy)}
.badge-alt:before{background:var(--accent)}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.trustrow{display:flex;gap:10px 22px;flex-wrap:wrap;margin:22px 0 0;padding:0;list-style:none;font-size:.9375rem;font-weight:600;color:var(--ice)}
.trustrow li:before{content:"\2713\00a0";color:var(--accent-hi);font-weight:800}
.statpanel{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);border-radius:16px;padding:28px}
.statpanel h2{color:#fff;font-size:1.0625rem;letter-spacing:.06em;text-transform:uppercase;opacity:.85;margin-bottom:10px;font-weight:600}
.strow{display:flex;justify-content:space-between;gap:16px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:.9375rem}
.strow:last-child{border-bottom:0}
.strow b{color:var(--accent-hi);font-family:var(--font-head);font-size:1.1875rem;text-align:right}
.pagehead{padding:52px 0 56px}
.pagehead .container{max-width:var(--container)}
.pagehead-copy{max-width:820px}
.pagehead .dek{font-size:1.125rem;color:var(--ice);margin-top:16px;max-width:700px}
.crumbs{font-size:.875rem;margin-bottom:18px;color:var(--ice)}
.crumbs a{color:#fff;text-decoration:none;opacity:.9}
.crumbs a:hover{text-decoration:underline;color:#fff}
.crumbs span[aria-hidden]{margin:0 6px;opacity:.6}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.zip-chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.35);color:#fff;font-weight:700;font-size:.875rem;padding:6px 14px;border-radius:100px;letter-spacing:.04em}
.zip-label{font-size:.8125rem;text-transform:uppercase;letter-spacing:.1em;color:var(--ice);font-weight:700;margin-top:20px}
/* strips + bands */
.strip{background:var(--ice);border-bottom:1px solid var(--border)}
.strip-inner{display:flex;justify-content:space-between;gap:12px 24px;padding:16px 24px;flex-wrap:wrap}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:.9375rem;color:var(--navy)}
.stripitem svg{width:20px;height:20px;flex:none;color:var(--accent)}
.emergency{background:var(--accent);color:#fff;padding:24px 0}
.emergency-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.emergency h2{color:#fff;font-size:1.6rem}
.emergency p{margin-top:4px;opacity:.95}
.emergency .btn{background:var(--navy);border-color:var(--navy)}
.emergency .btn:hover{background:#000;border-color:#000}
.ctaband{background:var(--navy-2);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{color:#fff;font-size:clamp(1.7rem,3.4vw,2.5rem)}
.ctaband p{margin:10px auto 24px;color:var(--ice);max-width:640px}
.midcta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px 30px;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;margin:6px 0}
.midcta p{margin:0!important;font-weight:600;max-width:520px;color:#fff}
.midcta strong{color:var(--accent-hi)}
/* sections */
.sec{padding:clamp(3rem,6vw,5rem) 0;background:#fff}
.sec-alt{background:var(--ice-2)}
.sec-tint{background:var(--ice)}
.kick{color:var(--accent-dk);font-weight:700;font-size:.8125rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px}
.sec-head{max-width:760px;margin-bottom:34px}
.sec-head p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card h3{margin-bottom:8px}
.card h3 a{color:var(--navy);text-decoration:none}
.card h3 a:hover{color:var(--accent-dk);text-decoration:underline}
.card p{color:var(--muted);font-size:.9688rem}
.card .ic{width:50px;height:50px;background:var(--ice);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--accent)}
.card .ic svg{width:26px;height:26px}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:#fff;border-radius:var(--radius);padding:24px;text-align:center;border:1px solid var(--border)}
.whycard .num{width:44px;height:44px;background:var(--navy);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin:0 auto 14px;font-size:1.125rem}
.whycard h3{font-size:1.2rem;margin-bottom:6px}
.whycard p{font-size:.9375rem;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;counter-reset:none}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--border)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--accent);color:#fff;font-family:var(--font-head);font-weight:700;font-size:1.4rem;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{margin-bottom:6px}
.step p{font-size:.9375rem;color:var(--muted)}
/* article layout */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}
.panel{background:#fff;border:1px solid var(--border);border-radius:18px;padding:34px 38px;box-shadow:var(--shadow)}
.panel+.panel,.panel+.midcta,.midcta+.panel{margin-top:22px}
.panel h2{margin-bottom:2px}
.panel h3{margin-top:22px}
.panel .lead{font-size:1.125rem}
.checklist{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:12px}
.checklist li{position:relative;padding-left:32px}
.checklist li:before{content:"\2713";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:var(--accent);color:#fff;font-size:.8125rem;font-weight:800;display:flex;align-items:center;justify-content:center;line-height:1}
.callout{margin-top:20px;background:var(--ice);border-left:5px solid var(--accent);border-radius:0 12px 12px 0;padding:20px 24px}
.callout h3{margin:0 0 6px;font-size:1.2rem}
.callout p{margin:0}
.table-wrap{overflow-x:auto;margin-top:20px;border:1px solid var(--border);border-radius:12px}
.table-wrap table{width:100%;border-collapse:collapse;min-width:520px;font-size:.9688rem}
.table-wrap th{background:var(--navy-2);color:#fff;text-align:left;padding:12px 16px;font-size:.8125rem;letter-spacing:.06em;text-transform:uppercase}
.table-wrap td{padding:13px 16px;border-top:1px solid var(--border);vertical-align:top}
.table-wrap tbody tr:nth-child(even) td{background:var(--ice-2)}
.panel-cost{border-left:6px solid var(--accent)}
.localnote{background:var(--ice);border:1px solid var(--border);border-left:6px solid var(--navy);border-radius:18px;padding:34px 38px}
.localnote h2{margin-bottom:2px}
.localnote .kick{margin-bottom:6px}
.minicards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px}
.minicard{background:var(--ice-2);border:1px solid var(--border);border-radius:12px;padding:18px 20px}
.minicard h3{margin:0 0 6px;font-size:1.15rem}
.minicard p{font-size:.9688rem;color:var(--muted);margin:0}
.prepcards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px}
.prepcard{background:#fff;border:1px solid var(--border);border-top:4px solid var(--accent);border-radius:12px;padding:18px 20px}
.prepcard h3{margin:0 0 6px;font-size:1.15rem}
.prepcard p{margin:0;font-size:.9688rem;color:var(--muted)}
.panel-prep{background:var(--ice-2)}
/* sidecard */
.sidecard{position:sticky;top:96px;align-self:start;background:var(--navy);color:#fff;border-radius:18px;padding:28px;box-shadow:var(--shadow-lg)}
.sidecard-kicker{display:inline-block;color:var(--accent-hi);font-weight:700;font-size:.8125rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px}
.sidecard h3{color:#fff;font-size:1.5rem}
.sidecard p{color:var(--ice);margin-top:10px;font-size:.9688rem}
.sidecard .btn{width:100%;margin-top:16px}
.sidecard-list{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:9px;font-size:.9375rem}
.sidecard-list li{padding-left:24px;position:relative}
.sidecard-list li:before{content:"\2713";position:absolute;left:0;color:var(--accent-hi);font-weight:800}
.sidecard-link{display:block;margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.2);color:#fff;font-weight:600}
.sidecard-link:hover{color:var(--accent-hi)}
.block{scroll-margin-top:90px}.panel-emergency{border-top:6px solid var(--accent)}.grid-title{margin-bottom:18px}
/* faq */
.faq details{border:1px solid var(--border);border-radius:12px;margin-top:12px;background:#fff}
.faq summary{cursor:pointer;list-style:none;padding:16px 50px 16px 20px;font-weight:700;position:relative;font-size:1.0313rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--accent);font-weight:700}
.faq details[open] summary:after{content:"\2212"}
.faq details[open] summary{border-bottom:1px solid var(--border)}
.faq .faq-answer{padding:16px 20px 18px}
/* areas */
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.area-link{display:block;background:#fff;border:1px solid var(--border);padding:16px;border-radius:12px;color:var(--navy);text-decoration:none;font-weight:700;text-align:center}
.area-link span{display:block;font-weight:500;font-size:.8125rem;color:var(--muted);margin-top:2px}
.area-link:hover{border-color:var(--accent);color:var(--accent-dk)}
.map-sec{padding:0;background:var(--ice)}
.map-head{padding:34px 0 18px}
.map-head h2{font-size:1.6rem}
.map-frame{width:100%;height:380px;border:0;display:block}
.map-frame.map-tall{height:420px}
/* blog index */
.postgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.postcard{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.postcard-top{padding:22px 24px 0;min-height:120px;background:linear-gradient(135deg,var(--navy),var(--navy-3));color:#fff;position:relative}
.postcard-top img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.postcard-top:has(img):after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(11,27,43,.58),rgba(11,27,43,.84))}
.postcard-top .kick{color:var(--accent-hi);position:relative;z-index:2}
.postcard-top h3{color:#fff;font-size:1.25rem;position:relative;z-index:2;padding-bottom:22px}
.postcard-body{padding:18px 24px 24px;flex:1;display:flex;flex-direction:column}
.postcard-body p{color:var(--muted);font-size:.9375rem}
.postcard-body a{margin-top:auto;padding-top:14px;font-weight:700}
.postmeta{font-size:.875rem;color:var(--muted);margin:0 0 14px}
/* footer */
.site-footer{background:var(--navy);color:var(--ice);padding:56px 0 30px;font-size:.9375rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px}
.footer-heading{color:#fff;font-family:var(--font-head);font-weight:700;font-size:1.2rem;margin-bottom:12px}
.site-footer a{color:var(--ice);text-decoration:none;display:block;margin-bottom:8px}
.site-footer a:hover{color:var(--accent-hi);text-decoration:underline}
.site-footer address{font-style:normal}
.footer-logo img{height:38px;width:auto;margin-bottom:14px}
.footer-bottom{margin-top:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.18);font-size:.875rem;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.prose-wide{max-width:880px}.intro-gap{margin-bottom:28px}.areas-gap{margin-top:24px}.footer-note{margin-top:12px}
.postcard-top h3 a{color:#fff;text-decoration:none}.postcard-top h3 a:hover{text-decoration:underline;color:#fff}
/* sticky call */
.sticky-cta{display:block;position:fixed;z-index:8000;background:var(--accent);color:#fff;font-weight:700;text-decoration:none;box-shadow:0 8px 24px rgba(0,0,0,.25);right:22px;bottom:22px;width:60px;height:60px;border-radius:50%;overflow:hidden;white-space:nowrap}
.sticky-cta svg{position:absolute;left:19px;top:19px;width:22px;height:22px}
.sticky-cta span{position:absolute;left:-9999px}
.sticky-cta:hover{background:var(--accent-dk);color:#fff}
/* prose pages */
.prose-page{max-width:820px}
.prose-page h2{margin-top:28px}
.prose-page ul{padding-left:22px}
.prose-page li{margin-top:6px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:8px}
.bigphone{font-family:var(--font-head);font-size:clamp(2rem,5vw,3rem);font-weight:800;color:var(--navy);text-decoration:none;display:inline-block}
@media(max-width:1100px){.areas{grid-template-columns:repeat(3,1fr)}}
@media(max-width:900px){
.hero-inner,.twocol{grid-template-columns:minmax(0,1fr)}
.sidecard{position:static}
.cards,.postgrid{grid-template-columns:1fr 1fr}
.why{grid-template-columns:1fr 1fr}
.steps{grid-template-columns:1fr 1fr;gap:28px 0}.steps:before{display:none}
.footer-grid{grid-template-columns:1fr 1fr}
.nav-links{gap:14px}
.panel,.localnote{padding:28px 24px}
}
@media(max-width:768px){
.nav-links{display:none}
.hamburger{display:flex}
.topbar-loc{display:none}
.topbar-inner{justify-content:center}
.sticky-cta{left:0;right:0;bottom:0;width:auto;height:auto;border-radius:0;padding:15px 16px;text-align:center;box-shadow:0 -6px 20px rgba(0,0,0,.2);overflow:visible}
.sticky-cta svg{position:static;display:inline-block;vertical-align:middle;margin-right:8px}
.sticky-cta span{position:static;vertical-align:middle}
body{padding-bottom:58px}
}
@media(max-width:600px){
body{font-size:16.5px}
.cards,.postgrid,.why,.steps,.minicards,.prepcards,.contact-grid,.footer-grid{grid-template-columns:1fr}
.areas{grid-template-columns:1fr 1fr}
.hero{padding:48px 0 54px}
.pagehead{padding:36px 0 40px}
.container{padding:0 16px}
.logo img{height:32px}
.midcta{padding:22px 20px}
.btn{width:100%}
.panel,.localnote{padding:24px 18px;border-radius:14px}
}
@media(max-width:480px){.cta-row .btn{width:100%}}